There’s no doubt about it, Christmas is a time for giving, and giving and giving some more, and before you know it, you’ve spent more than you are able to and find yourself in a difficult position come January. The worst thing you can do is ignore it, so if you are in need of some advice then here are some useful links for you.
CAB offer advice on their website and more personalised advice in person. You can find fact sheets on common financial difficulties here. The debt advice line is 02392 855 855 and the general advice line 02392 315 411. You can email them at email@example.com or find them at http://www.portsmouthcab.org.uk/
If you need to speak to someone in person you can attend these local offices:
Ark Royal House, Winston Churchill Avenue, Portsmouth PO1 2GF – email
Cosham CAB – Northern Roundabout, Northern Road, Cosham, Hampshire PO6 3DN
There are also offices in Waterlooville, Havant, Hayling Island and Denmead – search for your nearest using this link.
StepChange offer free impartial advice – you can call them free on 0800 138 1111 for advice on debt, budgeting, general money advice, a benefits checker and utility switching. You can also access some advice on their website, by following the highlighted link.
A specialist housing and homelessness charity, Shelter can give you advice on any housing problems you are experiencing as a result of your debt problems. You can call them free on 0808 800 4444 (calls are free from UK landlines and main mobile networks).